Blogging Away Debt Our Journeys to a Debt-Free Life

by Hope

It’s been a busy week and I’m so ready for a break from children’s activities, school and the busy-ness of the holiday season. Do you get that way at this time of year?

My parents visit wraps up today. It has been a whirlwind of activity – robotics competitions, gymnastics meet, choir performances, drama class holiday production, foster care holiday party and so much more. It’s been great fun but every free moment has been keeping up with work so I could participate in all the fun.  Therefore, I haven’t had a chance to write out my new plan but it is ready so I hope to get it typed up and presentable this afternoon after dropping my parents at the airport. But in the meantime, here’s some updates:

For those watching the housing drama unfold…my dad did not have time to review the financials before coming as he said he would. So he has assured me he will do that at his earliest availability upon returning home. So more waiting on that front…

The car debt for the boy’s car, the $1900 is now officially paid. I have title in hand and have paid the registration for two years, gotten an oil change and got it inspected. Today I will add insurance.

I have been able to re-finance my highest interest debt…the Retail Card at approx 25% interest and a balance of $3200 to a 6 month introductory rate of 3.99% for 6 months. So the clock is definitely clicking to get that paid off. I’m pretty excited about this. I plan on putting a debt update up at the end of the month.

I have two goals that I am gunning for this month…paying off old house utility bills AND paying off checking account debt. This is a pretty lofty goal in light of the holidays, but I’m not ruling it out yet.

So those are the big highlights. As I mentioned before I’m hoping to get my “life plan” timeline up this afternoon, but it could be tomorrow depending on how the travel to my parents flight plans works out. It’s an hour drive each way and have to make sure I’m caught up on work before I sit down to transcribe my hand written notes.

Hope

Hope is a resourceful and solutions-driven business manager who has spent nearly two decades helping clients streamline their operations and grow their businesses through project management, digital marketing, and tech expertise. Recently transitioning from her role as a single mom of five foster/adoptive children to an empty nester, Hope is navigating the emotional and practical challenges of redefining her life while maintaining her determination to regain financial control and eliminate debt.

Living in a cozy small town in northeast Georgia with her three dogs, Hope cherishes the serenity of the mountains over the bustle of the beach. Though her kids are now finding their footing in the world—pursuing education, careers, and independence—she remains deeply committed to supporting them in this next chapter, even as she faces the bittersweet tug of letting go.

Since joining the Blogging Away Debt community in 2015, Hope has candidly shared her journey of financial ups and downs. Now, with a renewed focus and a clear path ahead, she’s ready to tackle her finances with the same passion and perseverance that she’s brought to her life and career. Through her writing, she continues to inspire others to confront their own financial challenges and strive for a brighter future.