Blogging Away Debt Our Journeys to a Debt-Free Life

by Hope

I can’t believe the 20’s start in just a few short hours. People says 20’s and I think flappers and cigarette holders, jazz music and lots of change. Of course, it was also the start of the Great Depression and the decade that my Grandmother was born.

I wonder what this decade will bring. There’s certainly an air of change around here. (Yes, I’m beginning to realize that I sound a bit like a broken record as I talk about all the change coming.)

Goals for 2020

But I have set up some measurable goals for myself this coming year and I thought I would share a few of them:

Financial –

1. Build my EF to a solid $20,000
2. Save for a 2021 family vacation
3. Pay off at least a 1/3 of my student loans
4. Budget for Christmas and Princess’ senior year

Personal –

1. Dedicate non-computer time daily for reading and self-improvement
2. Create and stick to an exercises plan
3. Continue with my weekly meal planning and tighten up my food budget

Business –

1. Expand my passive income efforts

There are lots more. All measurable and doable. I have truly spent a great deal of time thinking about how I want my life to change, and what I need to do to get there.

Have you created any 2020 goals? Are you a believer in new years resolutions? If you do have new goals…I’d love to hear about them. How will you stay motivated to stay on track in reaching them?

Hope

Hope is a resourceful and solutions-driven business manager who has spent nearly two decades helping clients streamline their operations and grow their businesses through project management, digital marketing, and tech expertise. Recently transitioning from her role as a single mom of five foster/adoptive children to an empty nester, Hope is navigating the emotional and practical challenges of redefining her life while maintaining her determination to regain financial control and eliminate debt.

Living in a cozy small town in northeast Georgia with her three dogs, Hope cherishes the serenity of the mountains over the bustle of the beach. Though her kids are now finding their footing in the world—pursuing education, careers, and independence—she remains deeply committed to supporting them in this next chapter, even as she faces the bittersweet tug of letting go.

Since joining the Blogging Away Debt community in 2015, Hope has candidly shared her journey of financial ups and downs. Now, with a renewed focus and a clear path ahead, she’s ready to tackle her finances with the same passion and perseverance that she’s brought to her life and career. Through her writing, she continues to inspire others to confront their own financial challenges and strive for a brighter future.