Blogging Away Debt Our Journeys to a Debt-Free Life

by Hope

The twins both had plans all day today. Sea Cadet is doing his clinicals with work in a local hospital and ride alongs with the ambulance. History was working all day. And Princess enjoyed a down day in her room. I got a ton of stuff done:

• I meal prepped for the week.
• Cleaned my room and did laundry.
• Caught up on work.
• Played with the dogs.
• Watched a show on Amazon Prime.
• Took a nap.
• Logged on and paid off my tax debt.

BOOM! Yes, you read that right. Another debt bites the dust!

And the exciting news is that I think by the end of the month, I will be down to my last three debts…

• Student Loan
• Car Payment
• Credit Card

And I believe, I will have a good payment toward my credit card.

I didn’t actually review my finances. But I knew I had enough stocked away from #nospendjanuary and I just wanted that debt gone, so I just paid it! And that in itself felt amazing!

Man, it feels good. This is the final financial tie to my ex-husband. And while I won’t get the letter in the mail for a week or two. That burden is gone.

It’s been almost 12 years since we split up. And it has been hard financially. Looking back there are so many things I would have done differently. Well, maybe, as I was fearful and felt so guilty for failing at my marriage. I remained that way for a long time.

But I do wish I had bitten the bullet and gotten a lawyer from the get go. (I filed our divorce paperwork and did all the paperwork myself.) But it is finally over…over…over! It really does feel like this is a turning point in my life. Shaking that burden I have carried for so long. Now, I am only responsible for me, my choices and my debt. And that is like a breathe of fresh air.

Watch out world, Debt Free Hope is coming!!!!

Hope

Hope is a resourceful and solutions-driven business manager who has spent nearly two decades helping clients streamline their operations and grow their businesses through project management, digital marketing, and tech expertise. Recently transitioning from her role as a single mom of five foster/adoptive children to an empty nester, Hope is navigating the emotional and practical challenges of redefining her life while maintaining her determination to regain financial control and eliminate debt.

Living in a cozy small town in northeast Georgia with her three dogs, Hope cherishes the serenity of the mountains over the bustle of the beach. Though her kids are now finding their footing in the world—pursuing education, careers, and independence—she remains deeply committed to supporting them in this next chapter, even as she faces the bittersweet tug of letting go.

Since joining the Blogging Away Debt community in 2015, Hope has candidly shared her journey of financial ups and downs. Now, with a renewed focus and a clear path ahead, she’s ready to tackle her finances with the same passion and perseverance that she’s brought to her life and career. Through her writing, she continues to inspire others to confront their own financial challenges and strive for a brighter future.