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August Numbers NOT looking good…

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I started to put together our numbers for this month and YUCK.  I don’t like what I am seeing!  We WILL do a better job next year of budgeting for Back to School.  Wow.  That really took a toll.  Then we had the emergency fund take a hit with catching up on the mortgage.  That stinks […]


Time Management

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With the new school year starting here yesterday, I am inspired to write about time management.  Like communication, I think this is another great life skill. We all know the person who is chronically late.  As I age I deal with this person better but I am raising the kids to be five minutes.  From a […]