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Good Financial Choices and Frugal, Sentimental Gifts for Adult Kids

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Every year around this time, I get stressed a bit about balancing good financial choices and my desire to spoil my kiddos for Christmas. Add to that, the cost of shipping gifts across the country doesn’t exactly scream “budget-friendly.” With adult kids scattered around, I’m reminded that every gift also comes with a shipping label […]


Stay the Course – Pay Off Debt First

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The message I heard from your comments on my post about changing direction to focus on savings was – Not a good idea. Sounds like staying the course to focus on paying off consumer debt should continue to be priority one. While balancing in some savings. What I’m doing now. Then pivoting to saving over […]