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How I Justify Music Lessons

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As I look at my budget with an eye on cutting back more to get out of debt more quickly, the thing that consistently leaps out at me are the music lessons.  My younger two have taken lessons for almost four years now and the two oldest for a couple of years. Last fall, when […]


The Nuts and Bolts

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So in addition to my debt, the other key factor on this journey is my monthly budget… Personal Business Rent 1325 Phone 180 Groceries 600 Internet 60 Utilities 350 Client Expenditures 10 Life Ins 50 Dropbox 10 Auto/Rent Ins 150 Piano 140 Drums Guitar 150 Total Business Costs 260 Kids Allowance 235 Gymnastics Monthly Variances […]