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Showing Some Financial Grace…

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I wrote last week about my trailer dilemma and it appears as though more facts were needed. 1) We have 6 months in our emergency fund. 2) The trailer took 2 months of that, kicking us down to 4 months of emergency fund. 3) Once the old trailer is sold, those funds will be put […]


Misappropriation of the Emergency Fund???

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My husband and I are on Baby Steps 4 (Invest 15% for retirement), 5 (College fund), and 6 (Pay off home early) of the Dave Ramsey Plan. We save for larger purchases as well including replacement vehicles. We’ve been saving for a slightly larger travel trailer since we have twice as many kids as we […]