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The Second Collection Call in my Life

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Even with my debt level and my lack of income, I’ve managed to hoard off the collection calls and pay most of my bills on time (with the exception of a few that I have had to strategically pay late – but not late enough to warrant a call). My very first collection call was […]


A Reward for all of my Overtime Lately

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I’ve been working ALOT lately, and finally I was able to do something with my money towards my debt. I was able to pay $1,000 towards my biggest credit card, credit card #2. It felt so good to complete the transaction. Unfortunately, I will only be paying off part of the remaining $1200 from a […]