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Hidden Cost of Reducing Debt

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It is now 5:53am and I haven’t went to bed yet. I should, because I have to work in a few hours. But I couldn’t. I’ve had something on my mind. Lately, I have been offered and accepted more work than I should have. I work 40 hours a week as well as another job […]


A Personal Loan to Play Credit Card Balance Transfer Game

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A few months ago, Credit Card #1 decided to raise the interest rate on me again. I was so flustered that I soon was on a mission to get that debt off of that card. I actually went into two banks and discussed the possiblity of getting a personal loan to pay the credit card […]