by Hope
I do plan to post my actual spend at the end of the month. (You can find this month’s plan here.) But thought I would go ahead and share September’s planned spending.
| Date | Category/Payee | Anticipated Amount |
|---|---|---|
| 09-01-2024 | Groceries / Hygiene / Dogs / Gas | -500 |
| 09-02-2024 | Auto Insurance | -1346 |
| 09-02-2024 | Amazon CC | -1391 |
| 09-03-2024 | Mortgage | -1015 |
| 09-03-2024 | Taxes, SS, Medicare (30%) | -2550 |
| 09-03-2024 | TX to 9026 | -350 |
| 09-03-2024 | TX to Savings | -790 |
| 09-03-2024 | TX to TRV SAV 1387 | -500 |
| 09-04-2024 | City Utilities - varies | -150 |
| 09-05-2024 | Princess rent for Oct | -750 |
| 09-09-2024 | Electric - varies | -250 |
| 09-14-2024 | Verizon | -350 |
| 09-20-2024 | Frontier CC | -130 |
| 09-26-2024 | Windstream | -71 |
| 09-20-2024 | Kids' Contributions | 1215 |
Debt Payment Goal
You will see the current plan is to pay the Amazon CC off in its entirety. So far the votes on that post are pretty consistent. But I am watching to see if anything changes. Assuming that happens. I will have paid off and closed three credits cards and two personal loans since February.
Helping Princess
You will also note that I expect to contribute $750 towards Princess’ October rent next month. Her internship ended last week and despite numerous applications, she does not yet have a job for this semester/school year. I’m certain she will but it hasn’t happened yet.
Travel Savings
There’s is nothing unexpected here. I won’t dive into my savings again especially on the travel side since we do have a Thanksgiving in Texas trip planned. I want to make sure that trip is covered by cash. By November, I should have $1,688 saved in my travel fund which should be plenty for that trip. (I used all of my personal savings and the bulk of my August travel savings to pay off one of my credit cards.)
Full Disclosure
At the time of this writing, I’ve been having this ongoing urge to head to Texas in September for a couple of weeks. I don’t know if this is my typical “just go somewhere” bug, worry about my parents, or just a premonition that it’s getting closer to the end for my mom. (For those new here: My mom has Parkinson’s and is bed-ridden, unresponsive, and requires 24 hour care. The only body function she still controls is her swallow and my family is reporting that she is less and less inclined to eat. Which is to be expected at this stage.)
My dad’s health has been suffering as well with recent surgery and living with consistent, undiagnosed pain for almost a year now. I’m sure that’s also tied to the stress and hardship of being my mom’s primary caregiver.
I just feel like I need to go and stay a while and help. Or be there. Or something.
I’m not committed to it. I haven’t mentioned it to them (my dad would make it happen in a minute if I did.) But it is a pretty consistent mental nudge.
If I do, do it, I will drive and take a dog. Assuming Beauty is still living at home (that’s a whole other story,) she would keep the other two dogs. I really don’t know what I will do. I don’t WANT to go, but I also do. Does that make sense?
I appreciate that I have a job and now the freedom from parenting to be able to make a last minute move like this should it come down to it. I will keep you posted.
Hope is a creative, solutions-focused business manager helping clients grow their business and work more efficiently by leveraging expertise in project management, digital marketing, & tech solutions. She’s recently become an empty nester as her 5 foster/adoptive kids have spread their wings. She lives with her 3 dogs in a small town in NE Georgia and prefers the mountains to the beaches any day. She struggles with the travel bug and is doing her best to help each of her kids as their finish schooling and become independent (but it’s hard!) She has run her own consulting company for almost twenty years! Hope began sharing her journey with the BAD community in the Spring of 2015 and feels like she has finally in a place to really focus on making wise financial decisions.