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How Homeowners Can Save on Electricity Expenses

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Owning a home means balancing comfort with cost, and electricity bills often account for a significant portion of monthly expenses. By understanding your consumption patterns, upgrading key systems, and leveraging available expertise, you can reduce energy use and keep more money in your pocket. The tips below cover practical strategies—from simple habit changes to targeted investments—that help homeowners save on electricity without sacrificing comfort.

Evaluate and Understand Your Usage

Begin by reviewing past utility statements to identify your household’s consumption trends. Tracking kilowatt-hour use month to month helps pinpoint periods of high demand. According to EEI, the average annual electricity use per residential customer in 2022 was 10,884 kilowatt-hours. According to EEI. Knowing where you stand relative to the national average gives context for your savings goals and highlights which seasons or appliances drive peak loads.

Upgrade to Energy-Efficient Appliances

Old refrigerators, washing machines, and window air conditioners can be electricity guzzlers. When it’s time to replace a unit, look for ENERGY STAR®–certified models, which must meet strict efficiency criteria set by the U.S. Environmental Protection Agency. Though the upfront cost may be higher, rebates and lower running costs typically recoup the premium within a few years. Swapping out one major appliance at a time spreads expenses and delivers immediate reductions in monthly bills.

Optimize Cooling Strategies

Cooling accounts for a hefty slice of summer electricity spending. According to Hilton Head Monthly, homeowners nationwide spend $11 billion each year in cooling bills. According to Hilton Head Monthly. To lower this outlay, raise your thermostat by two to three degrees when you’re away and rely on ceiling fans to boost comfort without cranking the AC. Regularly cleaning or replacing filters improves airflow, while programmable thermostats can automate setbacks to prevent waste.

Seal and Insulate Your Home

Air leaks undermine even the most efficient HVAC systems by letting conditioned air escape and hot drafts enter. Inspect around windows, doors, and attic hatches for gaps, then apply weatherstripping or caulk as needed. Adding insulation in the attic and exterior walls keeps temperatures stable year-round, reducing the need for constant heating or cooling. These measures often pay for themselves in energy savings within a few heating or cooling seasons.

Invest in Smart Thermostats

Smart thermostats learn your schedule and adjust temperature setpoints automatically, maximizing efficiency without manual intervention. Many models offer remote access via smartphone apps, so you can respond to forgotten adjustments on the go. Some utilities provide rebates for these devices, further lowering the upfront investment. Over time, optimized temperature control reduces wasted run-time and can cut heating and cooling costs by 10–15%.

Leverage Professional Expertise

While DIY fixes help, some savings opportunities require licensed skills. According to the Bureau of Labor Statistics, there were over 625,000 electricians employed in the U.S., a figure projected to approach 715,000 by 2024. According to the Bureau of Labor Statistics. Hiring a qualified electrician ensures safe, code-compliant upgrades—such as replacing outdated wiring, installing dedicated circuits for high-draw appliances, or calibrating service panels to prevent energy loss through heat.

Maintain and Service Your Systems

Preventive maintenance keeps HVAC and electrical systems running efficiently. Schedule annual tune-ups for your air conditioner and furnace, including coil cleaning, refrigerant checks, and airflow testing. Tighten electrical connections and inspect breaker panels for wear. Well-maintained equipment consumes less power, reduces the likelihood of costly failures, and often operates more quietly, enhancing both savings and comfort.

Consider Renewable Energy Options

Generating your own electricity can dramatically lower utility bills. Solar photovoltaic panels have become more affordable, with tax credits covering a portion of installation costs. Community solar programs allow renters or shaded-roof homeowners to buy shares in local arrays. Even small investments—like solar-powered outdoor lighting or passive solar water heaters—contribute to overall reductions in grid-drawn electricity.

Form Good Energy Habits

Simple behavior changes multiply over time. Turn off lights when leaving a room, unplug phone chargers and electronics when not in use, and run full loads in dishwashers and clothes washers. Use interior dimmers or smart bulbs to adjust brightness and mood. Encouraging family members to adopt these habits reinforces savings and makes efficient living a shared goal rather than a solo effort.

By combining data-driven insights with strategic upgrades and professional support, homeowners can reduce electricity expenses substantially. Whether through targeted appliance replacements, home-sealing projects, or smart technology investments, each step contributes to lower bills and a more sustainable household.

Hawaii Aftermath – Budget and Travel Options

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We’re officially back from Hawaii!

And what an amazing trip it was!

Please excuse the picture of the girls’ backs to the camera. They’re teenagers now (13!) and are getting picker about what they do and don’t want shared on the internet! I’m also feeling more protective as they are growing, thus the back-of-the-head image. 🙂

It was a doozy of a trip! Even more expensive than I had imagined (and I’d expected expensive but – yikes!) We ended up about $1,000 over budget, which puts us into the “red” for our travel spending this year. We had enough in our travel savings to cover it, but we’ll need to increase savings to cover the over-spending. Or, alternatively, I had about $1,000 earmarked for some type of fun experience over Labor Day and/or Fall Break and I could cancel that to cover the overage.

Budgeting

To back up for those who may be newer readers, in my monthly budget, I have a line item specifically for travel savings. I save monthly toward travel. Then when we go on vacation, we spend from our savings. It’s great to have trips essentially “paid for” before they happen and not have to worry about going into credit card debt, which is something that definitely would have happened to the me of 10 years ago!

At the beginning of a year (or, sometimes even further out than that), I create a  draft travel itinerary for the following year. I fill it in with things I know we will definitely do, like an annual trip to Austin to see family, along with estimated costs (usually about $1500 for an Austin trip). I also leave room for little mini weekend trips or staycations. Think $500 or less. And then for just the past couple of years, we’ve had one bigger vacation. This year was Hawaii. Last year was Italy.

I’m a planner, so I plan this all out in advance so I have an estimated annual travel budget ahead of time, and I break that down into monthly savings. Over time, I’ve gotten pretty good at estimating costs. I know exactly how much a weekend in Sedona costs, and how much cheaper it is to go camping in the mountains than it is to do a staycation at a resort in Scottsdale. All this to say, I’m usually pretty spot-on with planning out prices for our travels.

Hawaii Costs

Hawaii threw a wrench in things. And to be fair, I did pretty good with estimating most of our costs. I knew how much to expect for lodging, transportation, and activities/excursions. The thing that really got me…..the food!

Food was much, much higher than I’d anticipated. I am sure it can be done cheaper if staying in an Air B&B and cooking at home. We stayed at resorts, however. And while I loved the experience of walking outside and being on the beach and having all the amenities at our fingertips, I did not love the price of food! Our resort charged a flat rate of $50/person for breakfast. I’m not a big breakfast eater, so that $50 for my plate was essentially for a cup of fruit and some yogurt. We got smarter – skipping breakfast or grabbing a box of bars from a store or eating off-site – but any way you slice it, the food was outrageously priced.

It’s okay. Lesson learned. And like I said, we had the money available in savings so although this puts us over our annual travel budget, it’s not like we went into debt for the experience. It’s more about deciding what to do from here.

Budget

While I had originally earmarked about $1,000 between Labor Day Weekend and Fall Break 2025 for some sort of fun excursion (these are like the little $500 weekend quick trips I mentioned above), I had nothing specific picked out. I was thinking maybe going to Prescott to kayak and hike. Or maybe we’d try to see the Hoover Dam and hit the Arizona Hot Springs. Then again, maybe we’d jaunt over to Albuquerque where my brother-in-law lives, or go back to El Paso for a third time this year – craving all the family time we can get!

The point is, I had some money earmarked, but no specific plans had taken root. I could just decide to stick close to home and save that $1,000 so we aren’t over-budget anymore. Or I could slightly increase our savings for the remainder of the year to make budget and still plan a quick trip or two with the kids over their school break(s).

Shared Custody

One last consideration isn’t about the money aspect….it’s about time. Time that I have to share with another person. I’m not lucky enough to get my girls for every school holiday. I have to share custody with their Dad. Meaning I only have them every-other-year for Fall Break, Spring Break, Labor Day, Thanksgiving Break, etc. etc. etc.

This year I get the girls for Labor Day and Fall Break. Next year, I won’t.

That makes me want to do something fun all-the-more. Just knowing I only get 50% of those school holidays. The girls are 13 now. The next time I have them for Fall Break they’ll be 15. Then 17. Then they’re gone!

Maybe that seems dramatic. But life is so short and the kids are just growing at such warp speed lately! I don’t want to waste a break just sitting around doing nothing. What if, by the time they’re 15, they don’t even want to do a family trip? How could I not go this year? I want to make the most memories possible!

Balance

But then I temper myself and – come on – in my most recent post I gave myself a C+ because I’ve been traveling too much. I mentioned wanting to stay closer to home for the remainder of the year. I want stillness and grounding. It’s no surprise to those who’ve been reading awhile that I’ve really been craving peace and balance. This has been a little hidden theme in my writing for the past year-ish.

And at the same time I want to cultivate memories and collect new experiences. The two desires seem at odds and I’m not quite sure what to do. Feels like maybe a topic for therapy, but why not invite in your opinions as well?

I’d love to hear your thoughts and input of whether you would do less (one of my 2025 goals, to be fair) OR if you’d make the memories (and increase savings to cover the costs)?