by Hope
Ashley’s post on the opening of the 2025 Open Enrollment season reminded me that I planned to take a look at healthcare options when it opened up. I guess it’s time.
I’ve got to be honest, I’ve worked through the Healthcare.gov site a couple of times and found nothing helpful. First, the options for coverage it presents me are from unknown entities for the most part. And second, when I spot check them via their websites, finding providers anywhere near me is impossible. So what’s the point?
image of home medical paraphenaliay
Secondly, I do not understand the whole, this is what it costs, this is what it will cost you (based on income, I believe) and then there’s a whole tax related cost section. Can someone please explain it to me like I’m 5? Because I do not understand.
With Variable Income
Since my income as a contractor fluctuates significantly from month to month, let alone year to year, I am always hesitant to take something at my “low income” point for fear of the repercussions when my income increases and that affect. And then vice versa, take something as a high income season, and then my income drops and I’m stuck with an obligation I can’t meet.
A couple of months ago, I reached out to a Health insurance brokerage, for lack of a better term, and they did the same thing I do…go to the government healthcare site and read me the options. Maybe I should try them again. But I’d feel more comfortable going in with a better understanding of the financial and tax repercussions based on being self-employed with variable income.
Any experts in this are in the BAD community that could explain it to me like I’m 5?
My dad suggested that the state of Georgia instituted some other healthcare measures. (He still gets his home town paper so he’s always informing me of things I don’t know.) I did a quick Google search at the time but couldn’t find anything.
Anyone know anything specific about a recent Georgia initiative?
Hope is a resourceful and solutions-driven business manager who has spent nearly two decades helping clients streamline their operations and grow their businesses through project management, digital marketing, and tech expertise. Recently transitioning from her role as a single mom of five foster/adoptive children to an empty nester, Hope is navigating the emotional and practical challenges of redefining her life while maintaining her determination to regain financial control and eliminate debt.
Living in a cozy small town in northeast Georgia with her three dogs, Hope cherishes the serenity of the mountains over the bustle of the beach. Though her kids are now finding their footing in the world—pursuing education, careers, and independence—she remains deeply committed to supporting them in this next chapter, even as she faces the bittersweet tug of letting go.
Since joining the Blogging Away Debt community in 2015, Hope has candidly shared her journey of financial ups and downs. Now, with a renewed focus and a clear path ahead, she’s ready to tackle her finances with the same passion and perseverance that she’s brought to her life and career. Through her writing, she continues to inspire others to confront their own financial challenges and strive for a brighter future.
