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Ways I Save Money: Skip the Professional Haircuts

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The last time my husband and I received a professional hair cut was in May of 2004. It cost us $18.00 each. So, if my husband received a hair cut once a month (probably realistic for a male, right?) that means we’ve saved $216.00/year on his haircuts.

For me, I’m not sure what is realistic for the visit frequency for a female, but I’ll guess once every three months. Total savings from me – $72.00/year.

Grand total possibly saved = $288/year

We bought a good pair of hair cutting scissors for $7.00. I cut my husband’s hair and he helps cut mine. For my hair, I start it by cutting it to the length that I want. Then, my husband comes in and evens out my cut. I’m getting better at making it even first try so eventually he may not even have to help. I should note that we both have straight hair and receive straight cuts. Nothing fancy with our haircuts.

As for my son, he’s never had a professional cut. His hair is cut by mommy. I have no idea what the going rate is for a child’s haircut so I didn’t factor that into the savings. I’m sure it would put us at saving over $300/year.

I also have been my natural hair color for some time now.  I used to dye it blonde but it really wasn’t worth it to upkeep the color.  Plus, after abusing my hair for a while I’ve come to appreciate it’s natural state (it has blonde, light brown and red in it).  So I guess that would put the savings up a little bit more 🙂

August’s Income and Expense Report is Here!

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Without further ado, here is my August Income and Expense Report. My comments are below.

Here are a few general things to note:

Income: This category includes all money coming into our home which includes employment (gross), business & blog income as well as money from selling personal belongings and gift certificates received.

Finance Charges: This category includes all credit card finance charges as well as the interest from my Prosper loan.

Interest Expense: This category includes interest payments made for our mortgage, school loans and auto loan.

Taxes: This category includes all taxes such as income, property and sales taxes.

Now for the specifics:

I can’t hold the next thing in too much longer…our grocery and dining expenses went down! Yay! Now, we just have to keep that up!

Overall, I am pleased with August. We spent less than we earned and made a nice dent in our debt. However, there’s always room for improvement 😉