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Nov 4, 2006    |       4 comments

Credit Card Debt Report

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I realized I haven’t provided this report in a while. I think with including a more detailed monthly spending report I forgot about this one. So, here’s how my credit card debt stands as of the end of September, the end of October and present day. I included present day because a balance transfer was just completed a few days ago.

We now have 4 credit cards that are at a zero balance. Woohoo!!! Three more to go and a Prosper Loan.

NOTE TO MY PROSPER LENDERS THAT CHECK IN ON ME :):
If you remember my listing, I said that I wouldn’t agressively pay off the Prosper Loan until I paid off CC#4. Since I transferred the $5,100 from CC#4 to CC#2, CC#4 is now technically “paid off.” However, I just shifted the debt so I do not consider it paid off. I will now agressively pay off CC#2. Then, depending on how the interest rates are on the rest of my debt – I may or may not pay down the Prosper Loan next.

Nov 4, 2006    |       9 comments

Another Way We Saved Money on our Trip

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Probably the biggest money-saver we own is our little car.  I haven’t tallied up the gallons on our gas receipts yet (unfortunately I am still trying to locate a few receipts), but I’m sure we averaged over 40mpg.  It may look like small and you may feel like an ant when up against a semi truck…but that car has saved us so much money.

You may remember that there were two recalls on our car and I was concerned on how to get the repairs done because the dealerships are so far away.  Because of our trip, we were able to take our car back to the dealership where we bought it.  I made the appointment and stressed the urgency to get the repairs done that day since we were in only in town two days.  The employee I talked to assured me they would have two guys working on it to get it done.  They kept their word, and now all of the recalls on our car are completed.

One drawback that I must mention about the car is that you can’t really fit too much in the trunk.  When you are shopping, that is a good thing because you end up spending less money by not purchasing big ticket items.  With visiting family, we always go back home with more than we had and this time we had to refuse some things our parents wanted to give us.  We just didn’t have the room. Free stuff is always nice, but we quickly filled up the available room for more goodies.

For being an inexpensive car, our car has been a pretty darn good car.

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