Blogging Away Debt

OT – The Mighty Metallica Now Available on iTunes

The day has come…Metallica finally decided that their fans could buy their songs individually. Their albums have been available online, but they didn’t want to sell their songs individually. I’m not sure what prompted the change, but for me this was excellent news.

I haveÂ enjoyed listening to MetallicaÂ ever since high school and I had all of their albums. Through the years I’ve sold them for one reason or another and I didn’t want to go out and buy them again. Especially not with our financial situation right now. I just listened to the radio and hoped to catch one of their songs here and there.

But yesterday I saw the news, hopped onto iTunes and downloaded my 4 favorite Metallica songs, including the ever-so-awesome bass solo by Cliff Burton. I haven’t heard that in a long time and it was music to my ears.

Thank you Metallica for finally joining iTunes.

Do You Trust Your Spouse?

by Tricia

Makingourway has posed a very good question, Do You Trust Your Spouse?

For my husband and I, we have a great deal of trust. I take care of all of the finances and he trusts me to pay the bills and make sure we have money. If we don’t have any, he knows that I will let him know. I trust him because I know for any purchase over $35 he will talk to me about it.

We actually combined our money a few years before we were married. He had a car payment to make and I had a checking account. Instead of getting a money order, he gave me cash to write a check for him. Before long, we just had his check direct deposited into my account. I wouldn’t advise pre-marriage joint accounts for everyone. In our case, it worked because we are still together.

Sometimes, though, I think he trusts me too much. I could easily hoard money for myself and he wouldn’t suspect a thing. He never looks at our financial file and he rarely even looks at his own paychecks (he hands them over to me still in the envelope). I have tried to get him involved in things but it just doesn’t interest him. One of my biggest concerns is his financial health if something happened to me. But it’s hard to show someone when they show no interest.

One thing I’ve thought about doing is making a little “manual” of how I do our finances. In it, I will list monthly recurring bills (e.g. phone, gas, cable) as well as all of our debt payments and when they are due. I will also list all accounts. In a separate document I will have all of the login information and account numbers. I think having something like that would help put my mind at ease a little.