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A Few Updates from the Night Owl

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It’s past my bedtime, but I thought I’d mention a few things while they are on my mind.

I haven’t posted as much as I would have liked to this week. I guess I just have been a little bummed about having to use my credit card to buy groceries.

But I am happy to report that just a few minutes ago I paid the amount back that I spent and I also sent some extra money to another credit card. Total debt as of this moment – $31,429. This time I made sure I left enough “fun” money in the account to stick to the compromise made with my husband 😉

I also wanted to warn everyone that there may be another make-over shortly. Although I like this template, the small width of my posts is making it difficult to post screenshots. I still owe a post about tracking cash in Quicken, but now I am having troubles getting the screen shots to post so you can read them. I am hoping to finalize the new one this weekend.

As always, thanks for your patience and thanks for reading.

Money, Marriage and Compromising

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My husband and I get along fairly well, except for one little thing. We often do not communicate clearly with each other. He knows that I am really trying to pay down debt (I take care of all of the finances), but I didn’t make it really clear to him how aggressive I was being. And when I say aggressive, I mean that I am often leaving only a few dollars in our checking account. That action is what led to using the credit card this past weekend.

We did get in a little bit of an argument because my husband does not understand how we can be making more money but still be broke. My reasoning is that I’d rather be broke for a little bit longer now and pay as much as possible to the credit cards. Once they are paid off – they will be money for other things. He would like to use some of the money now to have fun and purchase things we could not purchase before.

And that is where compromise comes in. We still haven’t finished discussing all of the details, but part of our resolution is that my husband is not going to quit his job at the moment. He is, however, switching his hours so he will have time to work on his business as well as have the same days off as me (which we haven’t had in ages). We are also going to use some of his earnings for “fun” things this summer.

Just like most things, a marriage can be a lot of work. But the compromise thing can help a lot 😉