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A Few Cheap Ideas to Spruce Up the Look of an Old Home

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My home was built somewhere around 1905-1915. It’s been kept in decent shape, but it’s an old home. There were some cosmetic problems, especially the 50’s decorating. We did not have a large budget to help bring the house to current times nor did my husband and I have much experience with home decorating. But – just a few things we did made a HUGE difference.

1.) Caulk around the trim in rooms. Even if there is just a little gap between the wall and the trim – it doesn’t look very good especially on lighter-colored walls. Eyes are drawn to the dark areas that the gaps create. Just get some indoor caulk and run it along the trim. The gap disappears and what you have is an instant “fix” to a common problem in older homes.

2.) Paint over wallpaper. The bedrooms upstairs had the worst colored wallpaper. One of the rooms had the brightest and biggest pink flowers you have ever seen. We did try to remove the wallpaper in certain spots – but that was a chore and it wasn’t going to work without breaking into the plaster behind it. So we went and bought some paint and painted over the wallpaper. It may not look the best and the walls do show seams from the wallpaper, but it looks a lot better than it did.

3.) Use floor linoleum tiles on the walls. You can get tiles fairly cheap at department stores in many different designs. We ended up using tiles to cover some very ugly plastic tile under our top kitchen cupboards and it looks great.

The main points – be creative and be resourceful. Fairly inexpensive changes can make a huge difference with your home.

Resources for Prosper Borrowers

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Here are some sites that I found helpful as a Borrower at Prosper:

1.) Prosper Discussion Boards (found on the Prosper.com site as a sub-heading under “Help”). Even though there are separate forums for Borrowers and Lenders, make sure you look through both. Not only will you find great tips on how to do your listing, you will learn the general feeling of those lending at Prosper.

2.) Prosperl.icio.us. This is a blog written by a Prosper Lender mostly about lending, but he gives some great information for Borrowers (found by scrolling down on the right sidebar). It also doesn’t hurt to read some of the other posts as well even though they are geared towards Lenders.

3.) Eric’s Credit Community list of delinquent loans. Why look at that? While most delinquent loans are from High Risk Borrowers, there are still some late payments made from those with good credit. It just shows that anyone can be delinquent and you need to present your case to show you can and will repay the loan.

Even though my listing is already up, I’m still learning more and more. If my loan doesn’t happen to fund, I’ve learned things from these sites that I can do better in regards to my listing if I choose to try it again.