by Tricia
One day late. That’s all, just one day late and my credit card with the lowest balance whopped me with a $29.00 late fee.
True, it is my fault it was late – but it was one day! Ugh, all I could do was kick myself. That was $29.00 that could have been used for something else. To top it off – they raised my interest rate by almost 2%! As if the $29.00 wasn’t enough 🙁
I could sit here and write a million excuses why it was late but I won’t because I have to take full accountability for what happened. That sounds so extreme as I write it, but it’s true. When you want something so bad, you have to keep focused and learn from your mistakes.
And learn I did. All of my credit cards now have the ability to schedule payments ahead of time online. And that day – I scheduled ALL of my payments for the month. That is what I am going to do from now on.
Oh – and I am even more pumped to kiss that credit card goodbye! 😉