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Apr 15, 2006    |      1 comment

Gift Certificate-paresis? What’s that?

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What exactly is “gift certificate-paresis”?

Maybe there is an actual word for this condition, but for now, I will use “gift certificate-paresis”. “Paresis” is the medical suffix for “slight paralysis” which I found at Study Shack.

It occurs when you receive a gift certificate as a gift. You are excited to get the gift and are grateful, but when it comes time to spend it…you freeze. You don’t know what to buy!!

Here you have in your hand essentially free money, and you don’t know what to get. I once spent 1/2 hour in Walmart trying to find something to buy with at $10.00 gift certificate. But, if I go in there normally, I can easily spend $50.00 on essentials.

Why does that happen? Are some of us so uncomfortable with spending “free money” that we just do not know what to spend it on? Maybe for some of us the thought of spending the money on whatever you want just is too much to comprehend.

Sometimes, the human mind is very interesting 🙂

Article included in the Nineteenth Festival of Frugality over at Punny Money.
Technorati Tags: gift+certificate, spending+money
Apr 14, 2006    |       4 comments

To Blog or Not to Blog …

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I recently joined a work-at-home-mom blogging network and our topic to blog about is

Why do you blog and what are your blogger goals?

For me, I started Blogging Away Debt to keep track of my progress as I become debt-free. I also am using it to get my thoughts out there on the best way to reduce my debt and to invite others to share their thoughts. Along the way, I will share the success stories as well as my mistakes.

It’s hard putting everything out there for all of the world to see. And I have decided to put it all out there, down to what my family spends money on. I’m working on those reports as I speak. If somehow my blog helps someone else in a financially dire situation, I will feel like a million dollars.

I believe I bring a different perspective to the personal finance blogging arena, since my family is living paycheck to paycheck and probably will be until the credit card debt is paid off. The choices pertaining to finances are different than those who have more leeway with their checkbook. But the last time I read – 70% of Americans are living paycheck to paycheck.

There are also ideas and theories that I believe are valid for paycheck to paycheck families. I have yet to unleash them on my blog – because they need to be written perfectly so that everyone can understand what I am talking about. They also go against the norm so I have to make sure my argument is solid.

I may just be one voice, but I hope that somehow my words on my blog may give others hope and inspiration. I really believe that I will achieve financial freedom. I have had a heck of a rocky start, but I know it will happen.

And I will blog about it every step of the way 🙂

Technorati Tags: blog, debt, wahm
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