by Hope
The message I heard from your comments on my post about changing direction to focus on savings was – Not a good idea.
Sounds like staying the course to focus on paying off consumer debt should continue to be priority one. While balancing in some savings. What I’m doing now.
Then pivoting to saving over the student loan debt. Then returning to student loans.
Am I reading the room correctly in this?
Big Rock Priorities
- Pay off the remaining $8,600 in credit card debt
- Pay off the $2,600 personal loan
- Save a solid 6 months of daily living = $36,000
- Pay off student loans
Sit Still
I know that selling my house is not a good financial move. I know that.
And as commentors pointed out, it is definitely a decision driven my emotions. Versus smart and logical reasoning.
So for now, I’m going to sit on that decision for a bit longer. It’s still rolling around in my head. But the extended trip and staying with my daughter for a week during her surgery, definitely gave me a different perspective. And really, it’s not something I have to decide now or put a timeline on.
Having some stability and figuring out why that’s so hard for me is probably a better priority now. I had a good, heart centered talk about just this with my daughter this weekend. Hearing her perspective was eye-opening.
Now I will go forth and devise plans to pay off debt. A plan that is achievable. And not a game. One that can be tracked and measured. That doesn’t rely on me earning extra money from side gigs or selling anything. A real, honest to goodness plan.
Hope is a resourceful and solutions-driven business manager who has spent nearly two decades helping clients streamline their operations and grow their businesses through project management, digital marketing, and tech expertise. Recently transitioning from her role as a single mom of five foster/adoptive children to an empty nester, Hope is navigating the emotional and practical challenges of redefining her life while maintaining her determination to regain financial control and eliminate debt.
Living in a cozy small town in northeast Georgia with her three dogs, Hope cherishes the serenity of the mountains over the bustle of the beach. Though her kids are now finding their footing in the world—pursuing education, careers, and independence—she remains deeply committed to supporting them in this next chapter, even as she faces the bittersweet tug of letting go.
Since joining the Blogging Away Debt community in 2015, Hope has candidly shared her journey of financial ups and downs. Now, with a renewed focus and a clear path ahead, she’s ready to tackle her finances with the same passion and perseverance that she’s brought to her life and career. Through her writing, she continues to inspire others to confront their own financial challenges and strive for a brighter future.