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Posts tagged with: debt free

$100,000 milestone

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$100,000 achievement email from Upwork

Work continues to go well. It was kind of fun to get this email from Upwork where I’ve gotten a bunch of work over the last several years.

It’s definitely a whole new world when there are no kids activities or travel plans. I rarely leave the house these days during the week. Working 12+ hours a day between work and caretaking. But I’m content and focused. It’s a new phase that I am learning to embrace.

After this trip to GA for Beauty’s wedding, I have no travel plans at all. That may be the first time ever.

Diversify

I’m pretty maxed out on the hours I can handle for work now. As much as I would love to grow and make more money. I’m really tapped. Now I’ve got to figure out some ways to get work, but not have to be so actively involved in the production. I have no desire to set up and run an agency.

Using my car time to roll some ideas around in my head and identify some logistics steps to take to become more efficient and effective with my existing work.

Balancing Work and Life

I’m driving 4 hours per day, working 5 hours per day, and trying my best to get 10K steps every day. (Addie (my dog) and I are taking a meandering route to and from Georgia to give myself a break.) Then I’ll have 10 days in Georgia where I’ll work, get some doctors appointments in, see my girls, and help out with the wedding. I’m only taking two days off during this three week period. And those are solely for the wedding.

I know the email from Upwork is kind of corny. But to be honest, it just felt good to get this stupid simple “atta boy” of recognition for an accomplishment I can be proud of. As a contractor those don’t come around very often.

Hope’s Debt Update – September, 2025

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I’m enroute to Georgia. It’s almost wedding time!!

The hearing aids have been ordered. Actually, I have a couple of pairs ordered, going to try some cheaper ones out along with the ones prescribed by the ENT. As a result of their cost, September and October are light on debt payments and money moving into savings accounts. I’m using a borrowed pair now to make it through the weeks of my wedding trip travel.  (They are on loan by ENT office.)

Debt Update

I had planned to get my debt update out this past week, but it seems like every time I try to access the student loan site, it’s down or inaccessible. Not sure what’s going on.

So I don’t have my debt number, but I can tell you that I paid exactly $307 toward my students loan last month.

Savings Update

While I’ve continued to move $50 per week into my high interest savings account and $70 per week into my investment account through the month of September, I’ve made no additional big moves to savings.

Essentially holding onto all the cash I can in preparation for my hearing aid purchase.

As of today, I have $8,323 in my Ally account, $1,000 in my local EF, and $1,978 in my investment accounts (includes my ROTH IRA).

Plan

I mentioned in a previous post that my goal is to get $10,000 in my Ally account and then focus solely on paying off my remaining student loans. I hope to get back to that plan late in October or early in November as soon as I’ve paid for my hearing aids. They should be in around the middle of October when I return from Georgia.

But for the next couple of weeks…I’m going to enjoy a meandering road trip to and from Georgia, and a week in town with my girls around the wedding.