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Posts tagged with: debt
Oct 10, 2024    |      1 comment

Made an extra $1,000

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I answered a Facebook inquiry in a local community group from a small business owner wanting to rebrand their business. And the next day I had a contract to develop a simple, small business website for $1,000 over the next three weeks.

Yep. Sometimes, it is that easy. Completing the website over this next week and then…getting to pay an extra $1K to debt. Well, almost $1K, I have to deduct about $100 I paid to a contractor to do some graphics work for me, and then, taxes, of course. But either way, more to debt.

So this month won’t be a complete wash with Princess’ dental surgery.

I think I need to get back to trolling Facebook groups for work. These type of focused, simple side gigs could really help me expedite my plans. website code

Or perhaps an email campaign to old clients for either new work from them or referrals to their network?

The challenge is making time for them along with my full time work. But I think with no real life, the weekends lend themselves to this side hustle type work.

I’ve got 5 weeks before I return to Texas. Perhaps I should challenge myself to pick up one or two side projects during that time.

With nothing but time on my hands over the next weeks, it’s a great time to put my head down and do work!

Sidenote: Beauty moved out today. (Rather the day, I’m writing this post.) I’m headed to back to GA tomorrow, or at least begin the trip back. There is damage and loss to deal with from Helene. But it’s not extensive. At least from what I’ve heard and hope. But I may have lost my refrigerator. Had someone come out when Beauty noticed it and it’s not fixed. So I just had Beauty empty it (we lost all food due to the extended loss of electricity) and unplug it for now. 

Oct 8, 2024    |       2 comments

How to (ACTUALLY) Save Money during Amazon Prime Days

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Amazon Prime Days (October 8-9) are upon us! Historically, I haven’t looked at these sales with much enthusiasm. I’ve come across reports suggesting that Amazon sometimes inflates prices prior to Prime Days, creating an artificial “price cut” when items are really just returning to their original price. This makes shopping feel deceptive and frustrating. Additionally, I personally hate being inundated with ads by influencers and the like all across social media. The entire buying frenzy culture just isn’t appealing to me.

However, I recently stumbled upon a tip that could help folks (actually) save money during Amazon Prime Days without falling into the trap of acquiring unnecessary clutter.

Saving Money with Prime

Start in the Amazon app or website, and go to your profile. From there, select the “Buy Again” option. This feature displays items you’ve previously purchased. From there, you can browse through to see if there’s anything from the list you need again that is now suddenly on sale for Prime Days. For instance, I noticed discounts on several of my dogs’ essentials, including training treats, dental chews, and probiotic supplements. For me, I also found great deals on my favorite face masks, makeup remover wipes, and plain white socks—things I regularly use and replenish.

By focusing on items you genuinely buy anyway, you can take advantage of the sales without getting caught up in the hype. Regarding the issue of inflated prices (causing “sales” prices to just be the regular price), you can check that too! You can click on an item you bought in your order history and see what you paid for it in the past. This will help you determine if the great “sales” price is really a deal. And it’s a good idea to know, in general, what you pay for common products anyway.

Knowledge is Power

When I first started my debt-reduction journey blogging here (almost 10 years ago!), I used to keep a price list of all my normal grocery items. That helped me to identify when there were really great sales on common items and to stock up when items were on sale versus at their everyday price. This helped me save a lot on groceries, particularly on meat products, because I’d only buy items that were on sale. I then learned to create meal plans based on the foods in my freezer. My norm prior to starting my debt-reduction journey was to create a meal plan, then buy those ingredients for the week. Reversing things – only buying sales items and then planning meals around the foods you have on-hand – really changed up my grocery game and helped me save a lot from my grocery budget.

In general, I think this principle is good to keep in mind for any type of replenish able products you regularly buy – whether at the grocery store, through Amazon, or any other retailer. Having a good idea of a product’s typical price will help you to know when a price cut really is a great deal versus when it’s just hype.

So, if you’re planning to shop during Prime Days, remember to check your past purchases first. This way, you can make informed decisions and ensure you’re getting the most bang for your buck!

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