fbpx
:::: MENU ::::

Posts tagged with: personal finance

How to Save on Energy Bills During the Winter

by

Winter often brings colder temperatures—and higher energy bills. While staying warm is essential, there are several strategies you can use to reduce energy usage and cut costs without sacrificing comfort. Here’s how to save on energy bills this winter and create a cozy, efficient home.

1. Upgrade Your Siding

If your home’s exterior is due for an upgrade, consider replacing your siding. Not only does new siding improve your home’s appearance, but it also helps reduce heating costs. In fact, replacing old siding with newer, more energy-efficient materials can help cut heating bills by up to 8%, according to Today’s Homeowner. Improved insulation keeps cold air out and warm air in. This upgrade can pay off by reducing your energy usage each winter, and it’s an improvement future buyers are likely to appreciate as well.

2. Insulate Your Windows with Curtains and Blinds

Windows are one of the main areas where homes lose heat in winter. Using curtains and blinds strategically can help manage indoor temperatures and energy costs. Keeping curtains or blinds closed in the evening reduces heat loss by around 10% in rooms where they’re drawn. During the day, open them to let sunlight warm the room naturally, then close them as temperatures drop. This approach not only cuts down on heating needs but also adds an extra layer of insulation, keeping your rooms more comfortable throughout the season.

3. Use Programmable Thermostats for Better Control

Programmable thermostats allow you to set your heating schedule based on when you’re home and when you’re away. By lowering the temperature when no one is home or during the night, you can significantly reduce your heating costs. Setting the thermostat a few degrees lower while sleeping or at work and then raising it before returning home ensures that you aren’t using heat unnecessarily. Many models also allow you to control the temperature remotely, giving you even more flexibility in managing energy usage.

4. Improve Your Insulation

Proper insulation is one of the most effective ways to keep heating costs down during the winter. Adding insulation in attics, walls, and floors can prevent heat from escaping and cold air from coming in. An energy-efficiently insulated home means your heating system doesn’t have to work as hard to maintain a warm, cozy environment, saving you money each month. Even small improvements, like sealing gaps around doors and windows, can make a noticeable difference.

5. Consider Energy-Efficient Home Upgrades

Energy-efficient features like insulated windows, energy-saving appliances, and upgraded HVAC systems not only help save on energy costs but are also highly desirable to homebuyers. Around 90% of people looking to buy a home seek energy-efficient options to save on utility bills, according to TodaysHomeOwner.com. Investing in such upgrades can help you save on heating costs now and increase the value of your home when it’s time to sell.

6. Maximize Sunlight as a Natural Heater

During the day, let sunlight in as much as possible. Sunlight is a free and natural source of warmth, so make it work for you by opening curtains and blinds when the sun is shining. South-facing windows receive the most sunlight throughout the day, so if possible, focus on letting light into rooms with these exposures. This can naturally warm your rooms and reduce the amount of time you need to run your heating system.

7. Schedule Regular HVAC Maintenance

A well-maintained heating system is more efficient and uses less energy. Regular HVAC maintenance, such as replacing filters and checking for issues, ensures that your system is running smoothly. Consider scheduling an annual HVAC inspection before the winter season to address any problems that might increase energy consumption. A clean, tuned-up system heats more effectively, keeping your home comfortable without overusing energy.

8. Add Weatherstripping to Doors and Windows

Drafts around windows and doors are one of the quickest ways to lose heat. Adding weatherstripping to seal these gaps can make your home much more energy-efficient. It’s an affordable and easy way to prevent cold air from entering and warm air from escaping. Weatherstripping materials are available at most hardware stores, and the installation process is typically simple and DIY-friendly.

9. Use Ceiling Fans to Circulate Warm Air

If you have ceiling fans, use them to circulate warm air by reversing the fan direction in winter. Ceiling fans can push warm air that has risen to the ceiling back down into the room, helping to maintain a more consistent temperature and reducing the load on your heating system. Just switch your fan to a low, clockwise setting for an effective, energy-saving solution.

Christmas Crafting & Blind Dates

by

My visit to Texas was so busy. Between working my full time job, helping with mom’s care a bit, working through stacks and stacks of paperwork, purging and cleaning the kitchen, getting Christmas done for my dad and myself, and family get togethers a couple times a week, I am ready for the quiet of home. For a little while at least.

Christmas crafting

I mentioned in a recent post my plan for crafting Christmas gifts. Working hard to stay in my $5 savings budget. And I’m so thrilled with what I created over the last 3 weeks. (See teaser image above).

A quick trip to Hobby Lobby right after Thanksgiving when everything was on sale provided all I needed to create some budget friendly, very personal gifts for my Texas family. And it was such a nice “break” from all that was going on.

I thoroughly enjoyed the moments that I could put on my headphones and tune out everything else for a little while and just paint and create. It’s so easy to lose sight of these small pleasures with the crazy of the holiday season.

While I am no expert at art, and I’m not a perfectionist, I am really proud of the variety of items I created. And they are all wrapped and under the tree.

Total spent…$60! Not to shabby for 7 presents. Woot, woot. And I think they will really like them.

I also helped my dad with his presents, getting them wrapped, ordered, and thought through.

Continued growth

I continue to see an evolution of my perspective with regard to money. And that is certainly not more evident than at this time of year. Making Christmas special has always been so important to me. And for most of my life, that’s been $$$$ on gifts.

Don’t get me wrong, I am still driven to make Christmas special. But I am recognizing that it doesn’t have to equal the dollars spent on gifts. But maybe the effort and heart put into the gift.

Blind date with a book

My favorite find for this Christmas…the local library had a $7 per bag of books sales while I was in Texas. Guess who’s getting books for Christmas? Yes, everyone. And they are so personalized. Have you ever heard of blind date with a book?

Etsy inspiration image of blind date with a book

Etsy Inspiration of how to wrap a blind date with a book – not my image

Seeing images like this one above inspired me. I grabbed my bag of books, old newspaper out of my dad’s garage, twine my sister had laying around, and a variety of cards, paper clips, stickers, snacks, etc. and wrapped up my own “blind date with a book” gifts for everyone.

It was so fun, and the only cost $7 for a bag of books from the local library. 

I pray this season you can find ways to make it feel special without breaking the bank. This is such a new feeling for me. And I am so grateful for the many blessings that I have so often taken for granted.